EC Cards and Cash Machines
After opening a bank account, customers can receive an EC card ("EC-Karte") with a corresponding secret number called a "Geheimnummer" (Pin). Cash can be withdrawn by using this EC card and the number at cash machines ("Geldautomaten") in Germany and across Europe. If money is withdrawn at a machine that is not part of the bank or Sparkasse, a fee is normally levied. Many shops and petrol stations also allow you to pay for goods and services using the EC card in conjunction with the pin number or signature (see chapter 
Shopping). You can also print bank account statements ("Kontoauszüge") at machines in branches of your bank using the EC card. All transactions are listed on these statements. Money transferred to the account (credits) are indicated with an "H" ("Haben"). Money transferred from the account (debits) are indicated with an "S" ("Soll").
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